⚠ Summarised by AI based on an external source. Last updated: 6 Mar 2026. Starthubs is not liable for any inaccuracies. Always consult the official challenge information.
Achmea Impact Ventures — the venture arm of Achmea (€22 billion turnover, 10M+ customers) — invests in digital startups that create positive societal impact. Through its accelerator programme, selected startups receive up to €150K in investment via a convertible loan and up to €150K in resources including coaching, expert sessions and tailored support. The programme is based in Amsterdam and offers direct access to Achmea's powerful network, brand and domain expertise. Applications are open year-round.
What is Achmea Impact Ventures looking for?
Achmea invests exclusively in digital-first startups within four focus domains:
- Health & Wellbeing: business models that positively impact people's health at home, at work or on healthcare systems
- Future of Work: structural solutions to reduce workload, promote equality and strengthen the labour market
- Sustainable Action: businesses that create sustainable value for quality of life, climate or both
- Healthy Finances: ventures that help people create or maintain a healthy financial situation (non-insurance only)
Physical products, hardware, logistics, insurance products, science-based tech ventures, e-commerce and one-time-use products are explicitly excluded. More details are available on the official Achmea Impact Ventures website.
Who is this for?
- A founding team of at least two people, combining tech/product and commercial skills
- At least one founder based in the Netherlands with proven startup experience
- A working product in the market with first paying customers
- At least €100K annual revenue, of which 50% recurring
- Realistic potential to grow 10x within 1–1.5 years towards €1M+
- Company incorporated in the Netherlands (or ready to be)
- Founders must hold at least 75% equity before investment
- Positive societal or environmental impact aligned with Achmea's ESG goals
What's in it for you?
- Up to €150K investment via a Convertible Loan Agreement (CLA) that converts to a minimum of 10% equity — the partnership is non-exclusive and co-investment is possible
- Up to €150K in resource credits: coaching, expert sessions and tailored support to tackle your startup's biggest challenges
- Access to Achmea's network, brand and knowledge — a unique advantage for market entry in the Dutch insurance, health and financial services ecosystem
- Guidance from domain experts, proven entrepreneurs and hands-on coaches
- A workspace in Amsterdam surrounded by other founders
- Help finding additional investors beyond Achmea